Website Terms
of use

ACCEPTANCE OF TERMS

By accessing this Site, you confirm that you are legally competent to enter into binding agreements under applicable laws and agree to abide by all terms and conditions outlined herein. These Terms constitute an electronic record under applicable laws and do not require physical or digital signatures.

SITE ACCESS AND USE

We grant you a limited, revocable, non-transferable, and non-exclusive license to access and use this Site for personal or internal business purposes only. You may not download (other than page caching), reproduce, modify, sell, resell, or exploit any portion of the Site or its contents without express written permission.

You agree not to misuse the Site for any unlawful purposes, including but not limited to:

• Uploading or sharing illegal, abusive, defamatory, or infringing content;
• Engaging in fraudulent or misleading behavior;
• Introducing viruses or harmful code;
• Attempting unauthorized access to systems or data.

PRIVACY

We are committed to safeguarding your privacy. Your use of the Site is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. If you do not agree with our practices, please discontinue using the Site.

ELECTRONIC COMMUNICATIONS

By using this Site or sending emails to us, you consent to receive electronic communications from us. All agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

INTELLECTUAL PROPERTY

All content on this Site, including text, graphics, logos, images, audio, software, and data compilations, is the property of the Site owner or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

You may not:

• Reproduce or redistribute content without written permission;
• Use our trademarks or trade dress in any misleading or unauthorized manner;
• Use data mining, robots, or similar tools without authorization.

DISCLAIMER OF WARRANTIES

This Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that:

• The Site will be uninterrupted or error-free;
• The information is accurate, complete, or current;
• Emails or files from the Site are free of viruses or harmful components.

Some jurisdictions do not allow limitations on implied warranties, so the above exclusions may not apply to you.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, in no event shall Crisil, its affiliates, licensors, suppliers or any third parties mentioned at the web site be liable for any incidental, direct, indirect, exemplary, punitive and/or consequential damages, lost profits, and/or damages resulting from lost data or business interruption resulting from the use of and/or inability to use the website, the Crisil systems, information, services or the content whether based on warranty, contract, tort, delict, or any other legal foundation, and whether or not Crisil is advised of the possibility of such damages. To the extent permitted by law, the remedies stated for you in these terms of use are exclusive and are limited to those expressly provided for herein.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless us and our affiliates, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorney's fees) arising from your use of the Site, your violation of these Terms, or your infringement of any intellectual property or other rights.

CONTENT SUBMISSION

If you submit any content or materials to the Site, you represent and warrant that:

• You own or have rights to the submitted content;
• It does not violate any law or third-party rights;
• It is not harmful, offensive, or misleading.

We reserve the right to monitor, edit, or remove any content at our sole discretion but have no obligation to do so.

THIRD-PARTY LINKS AND CONTENT

The Site may contain links to third-party websites. We are not responsible for the availability, content, or practices of such sites and do not endorse them. Your use of third-party websites is at your own risk.

MODIFICATION AND TERMINATION

We reserve the right to modify, suspend, or terminate the Site or these Terms at any time without notice. Continued use of the Site after changes implies acceptance. If any part of these Terms is found to be invalid, the remaining provisions shall continue in full force.

GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of laws principles. Any disputes shall be subject to the exclusive jurisdiction of the courts located in India.

FORCE MAJEURE

We shall not be held liable for any delay or failure in performance due to causes beyond our reasonable control, including acts of God, war, terrorism, labor disputes, technical failures, or service interruptions.

WAIVER

Our failure to enforce any part of these Terms shall not be deemed a waiver of any rights and does not affect our right to enforce any part in the future.

CONTACT INFORMATION

For questions or concerns regarding these Terms, please contact us at: